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February 17, 2010

  • Get A Handle On Protection, Pt.3
      Know your stuff!

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    Know the signs of security. Learn to recognize the signs of security that protects your personal, debit and credit card information which includes the padlock, a URL that begins with http, and Secure Sockets Layer (SSL). The padlock symbol typically sets in the lower right hand corner of the internet screen. A closed padlock indicates that the site is encrypted. Encryption is the process of transforming information in a manner that makes your personal and credit card information unreadable to anyone other than you and the merchant. Always look for the "s" after "http" in the web address anytime you are asked for sensitive information including debit and credit card information, passwords, answers to secret questions, or account numbers. Verify the sites SSL by double clicking the padlock icon to reveal the sites security certificate and proof of the site's identity. The "issued to" name should match the site's name.

    Protect your information and records. Don't send credit card payment information through emails. Email accounts are not fully protected. There is no need to send payment information through emails because all reputable online merchants use encryption to protect your sensitive and credit card information. Additionally, save all online purchase receipts just as you would when you make regular store purchases. Destroy all receipts when you have finished with them.

    Credit cards are never required for proof of age. There is no way a merchant can verify your age with your card information. If anyone should ask to see your card for age verification, do not do business with them and avoid the web site in the future.

    Be smart about internet gambling. Internet gambling isn't legal in all areas. Do not assume because the website has a display of a credit card logo that the transactions are legal. The legality of the transaction is dependent upon the location of the cardholder.

    Continued...
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