January 26, 2007

Card Profile: Bank of America Asiana Airlines Visa Platinum

Brand: Visa
Issuer: Bank of America
Who it’s for: Consumers who fly Asiana Airlines. 

Rewards Summary: Earn 5,000 bonus points with first purchase, and 1 points per dollar spent thereafter on general purchases. Earn 2 points per dollar on Asiana Airline ticket purchases. Each year, earn 2,000 bonus points upon renewing your card. 90% discounted companion ticket. Each year, receive a $500 discount on a full-fare business-class ticket with a free first-class upgrade, and two free Asiana Club lounge passes.

Rate: Prime + 6.99%

A.P.R.: 15.24%
Annual Fee? $80

Grace Period: 20 days
Late / Overlimit Fees: $39/$35
Low / Zero Percent Intro A.P.R.?: Yes – 1.90%

All rates and rewards are subject to change at the discretion of the card issuer.

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