January 18,2007

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  Card Profile: Citi Diamond Preferred Rewards

  Brand: MasterCard
  Issuer: Citibank
  Who it's for: Consumers who want the max flexibility in their rewards.
  
  Rewards Summary: Upon opening your new account, you will receive 5,000 ThankYou points, to be redeemed within the first three months of having your card for a $50 gift card. Earn 5 ThankYou points per dollar on qualified supermarket, pharmacy, and gas station purchases, and one point per dollar spent on all other purchases. Drawbacks – rewards are capped at 75,000 per calendar year, and expire after three years.

  
  Rate: Prime + 4.99%
  A.P.R.: 13.24%
  Annual Fee? No
  Grace Period: 20 days
  Late / Overlimit Fees: $39/$35
  Low / Zero Percent Intro A.P.R.?: Yes
  
  All rates and rewards are subject to change at the discretion of the card issuer.
  
  
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