January 26, 2007

Card Profile: Citi Upromise Platinum Select

Brand: MasterCard
Issuer: Citibank
Who it’s for: Parents (and other benefactors) who want to start saving for a child’s college education early, via rewards on everyday purchases.  

Rewards Summary: Earn 10% college savings when purchasing Upromise-qualified grocery and pharmacy items. Earn 2% college savings on fuel purchases at Exxon or Mobil locations. Earn 1% college savings on all other purchases.

Rate: Prime+3.99%

A.P.R.: 12.24%
Annual Fee? None

Grace Period: 20 days
Late / Overlimit Fees: $39/$35

Low / Zero Percent Intro A.P.R.?: No

All rates and rewards are subject to change at the discretion of the card issuer.

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