January 30,2007

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  Card Profile: Orchard Bank 2% Back MasterCard

  Brand: MasterCard
  Who it's for: Consumers who have average credit, and want to boost it while still earning cash back rewards.

  Type of credit?: Average credit OK

  Rewards Summary: Earn automatic 2% cash back on all purchases.

  Cardholder Benefits: 0% liability on fraudulent online charges, relaxed credit criteria, periodic automatic review of credit limit increase eligibility, cash access at all MasterCard ATM locations, rental insurance. Issuer reports to all 3 major credit bureaus monthly, which can be a benefit if you display a strong payment history.

  A.P.R.: 14.99%
  Annual Fee?: $49

  Intro A.P.R.: N/A

  Intro APR Term: N/A

  
  All rates and rewards are subject to change at the discretion of the card issuer.

   

  
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