July 9, 2009
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News: Banking Email Survey Scam
I received an email the other day telling me time was running out to complete a survey that would give me the opportunity to win a $500 prize. I couldn't recall anyone asking me to complete a survey, so I deleted the email. A few days later, I received another email once again reminding me to complete the survey to earn my $500 credit card reward. Again, I deleted it. I must say the offer seemed very tempting; however, the logical side of me said this was another credit card scam. To my surprise, I can't help but see the similarities between the email I received and the First Federal talks about. First Federal is warning consumers about an email and text messaging scam that asks you to answer five simple questions and earn a $50 deposit into your bank account. First Federal representative Bruce Copeland warns consumers that regardless of which bank it is, beware because it's just a ploy to steal your credit card information.
According to reports, the scam begins with a text message that says the bank has deactivated the individuals debit card and to reactivate the card, he/she should call the listed number. A few days later, reports of the deceptive email began showing up requesting individuals complete a simple five question survey and receive a $50 deposit for their time. The survey asks for the debit or credit card along with the expiration date and pin number. Copeland says this is a clear red flag and whenever any email asks you for your credit card number, pin number, and expiration date, what they want is your money. Delete the email immediately.
First Federal is based out of Charleston, SC, and has branch locations and ATM's throughout the coastal regions of North and South Carolina. They are a full service banking institution offering a full range of financial products for both personal and commercial use including debit and credit cards, bank accounts, investment and insurance services, and certificates of deposit.