August 26, 2010
-
News: Top Business Credit Card Offers
If you are a small business owner, you may be in the market for a new credit card. You'll want to look for a credit card that offers the best rewards program to meet the needs of your own business. Some things to keep in mind is whether or not you'll want to issue a card to an employee and what type of reward would benefit your business the most such as office supplies. A list of the most popular business credit cards are listed below.
The latest top of the line business credit card is offered by Chase; the Ink Cash Business Credit Card. The Ink is Chase's attempt to compete against American Express for the upscale customer by offering one of the best cash rewards programs for the business credit cardholder. It has a zero percent introductory for all purchases during the first six months and then afterwards changes to a variable interest rate of 11.24 percent. Cardholders earn 1 percent unlimited cash back rewards for every $1 spent plus a 3 percent cash back on gas, dining, office supplies and home improvement. Shop online through Chase Personal Rewards Plus and earn a whopping 10 points for each $1. There is no annual fee and no cost for additional cards.
The Capital One Business Platinum with Preferred No Hassle Miles has no annual fee and an introductory offer of zero percent interest on all credit card purchases until February 2011; afterwards a variable interest rate kicks in that could run anywhere from 14.99 percent to 22.99 percent; depending on your credit risk. This credit card gives 1 air mile per $1 spent and allows the cardholder to choose one additional category which earns 3 air miles per $1 spent. Air point miles are redeemable toward airfare tickets on any airline with no blackouts or restrictions.
Citi offers the Business AAadvantage credit card. This card has a $75 annual fee which is waived the first year. The current variable interest rate is 15.24 percent. Business owners earn 1 air mile for every $1 spent. Air miles are redeemable for free air travel on American Airlines. There are no travel blackout dates for cardholders. Cardholders can also earn an additional 30,000 American Airlines bonus points if they spend at least $750 within the first 4 months.